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Buying Your First House? Here Are 25 Questions to Keep in Mind


Are you a first-time home buyer? Before you settle on a house, asking yourself, your lender, and your real estate agent some key questions can help you prepare for a seamless home buying process. Check out these important questions to ask when buying a house!

What Are My Future Goals?

Whether you’re in the market for a starter home you plan to stay in for five years or the forever home you want to retire in, you should consider your goals when looking for homes. Take some time to think about your future.  Also, give thought to your financial goals because buying a home is a big investment.

What Are My Must-Haves?

It’s smart to make a list of home features that are important to you before you start your house search. That way, you know which features to look for as you start touring houses and working with your real estate agent. Your must-haves can be things like a fenced yard, short commute, office space and more.

Which Neighborhoods Are Best for Me?

Think about the different areas in your city or the city you’re moving to, and which neighborhoods will fit your lifestyle best. Do you want to be close to your child’s school or your job? Are you hoping to be near restaurants and nightlife? Which neighborhoods have your preferred home styles? Making a list of a few ideal neighborhoods will help narrow down your search!

Do I Want a Fixer-Upper or Turnkey Home?

When it comes to finding the perfect home, there are tons of options out there. Opting for a fixer-upper may lower the home’s purchase price and give you free rein on making the exact updates you want. However, it’s important to keep in mind that renovations can be costly, so you’ll need to budget for them ahead of time. On the other hand, while move-in ready homes may have a higher purchase price, they can save you time and labor on updates.

Do I Need to Purchase Additional Furniture?

If you’re moving from an apartment or rental home, you might need to purchase additional furniture to fill the rooms in your new house. Do you need an extra bed for the spare bedroom or a dining room table? Make a list of the furniture items you plan to buy so you can get an idea of how much everything will cost.

Do I Plan on Using Moving Services?

This is an important budgeting question you should ask yourself as you start your home buying journey. Packing, loading, and unloading everything by yourself can save you money, but it can be a lot of work. Moving companies will do the heavy lifting for you, but it’ll be more costly. If you have a lot of items to move or are moving to another state, a moving company can be really helpful. Whether or not you decide to hire professional movers, be sure to budget money for the service and moving supplies.

Source:  Nerd Wallet

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Melissa & D'Ann

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